Roth IRA Calculators

Every tool on this site answers one of two questions: how much a Roth IRA could grow to, and how much you are allowed to put in. The growth calculator handles the first, using monthly compounding and showing every year until retirement. The income-limit pages handle the second: enter your filing status and modified AGI, and they apply the IRS phase-out worksheet — including its round-up rule and $200 minimum — to the 2026 limit of $7,500 ($8,600 at 50 or older), from the IRS release for 2026.

All calculators run in your browser. Nothing you enter is stored or sent anywhere, and every figure links back to its IRS source.